Our Story

About Layman's

A specialist finance house focused on clear, accessible capital for small businesses, trades and independent contractors across Ireland.

Finance without the jargon

Layman's Limited was established to provide practical, responsive capital for small businesses, tradespeople and independent contractors who prefer clear explanations and straightforward terms.

From our base on Herbert Street in Dublin we arrange short-term bridging, invoice facilities and working capital for operators who value simplicity and reliability. Our approach is relationship-led and grounded in plain-language communication.

We work with clients who want to understand every part of the process without unnecessary complexity.

2021

Founded in Dublin

Launched to serve small businesses and trades seeking specialist short-term capital explained clearly.

2022

Trades Focus

Expanded capability supporting tradespeople and contractors.

2024

National Reach

Extended facilities to independent operators across Ireland.

2025–26

€19M+ Arranged

Cumulative facilities supporting clients nationwide.

Principles

How We Work

Clarity

We explain everything in plain English from the first conversation.

Accessibility

Straightforward processes designed for small businesses and independents.

Discipline

Prudent underwriting that protects both clients and capital partners.

Leadership

Guided by Experience

Michael Brennan

Managing Director

Michael has more than a decade of experience in specialised lending and small-business finance. He leads strategy and client relationships at Layman's, ensuring facilities are structured around real cash-flow needs and explained clearly.